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A homeowner is upside down in debt and falling behind on mortgage payments — until a mortgage company offers to buy the home for six months to help them get back on track. Selling the home to a mortgage company means the homeowner would be giving up all control of the home. The homeowner should look at some other options before risking the offer from the mortgage company.
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Selling a House to Buy a House. An alternative to the HELOC, which is simpler and cheaper, is a short-term loan from a bank, called a "bridge loan", but it requires that you have an unconditional contract of sale on your existing home. The loan bridges the period between the closing on your new house purchase,